Investment guide for students
Right now, international students have a rare triple tax break on UK property purchases. This guide explains exactly how to take advantage of this window of opportunity, whether you're a student looking to live in your own home during your studies or an investor looking to generate rental income.
What’s inside
Exclusive student tax breaks, explained
Live rent-free during your degree
Turn your home into a future asset
Right now, international students have a rare, highly profitable opportunity to invest in the UK property market. With unique tax breaks and a simpler buying process, owning property is more accessible than ever.
A strategic alternative to pension restrictions
01
Zero stamp duty on your first property
When you acquire your first home to live in, you pay absolutely no stamp duty (property tax) on properties valued up to £425,000.
02
No overseas buyer tax
Normally, overseas buyers pay an extra 2% tax on UK property. But once you've lived in the UK for six months on a student visa, you're completely exempt from this charge.
03
No FEMA restrictions
For Indian tax residents on a student visa, standard limits on sending money overseas (FEMA restrictions) are waived, making it much easier to fund your property acquisition.
Live rent-free and stress-free
Acquiring a property to live in removes the annual stress of finding student accommodation and dealing with landlords. You get a secure, stable home for your entire degree.
Why Manchester is a top choice for student investors
Manchester is one of the UK’s most exciting and profitable cities for student property investment. Home to world-class universities, a massive student population and a booming economy, the city offers high rental demand and excellent returns.
Whether you’re looking for a vibrant place to live and study or a hands-off investment property that will attract tenants and grow in value, Manchester is the perfect starting point.